When the customs gives OK to export of money abroad.
When the customs gives OK to export of money abroad.
That who wishes to reduce dialogue with customs officers to a minimum,
The plastic card of one of the international payment will help
Systems: VISA, Europay International or American Express One of
The first problems which it is necessary to face to tourists, is
Filling of the customs declaration. You should explain
Origin of cash in a wallet. This trouble does not threaten
Only in one case: if you, having paid all that is possible in advance,
Took with itself no more than 500 dollars. This sum is not declared
At customs, and for its transportation no special are necessary
Inquiries. But with such sum it is difficult to live abroad.
Usually take with itself 1000-1500 dollars and more. And if at you
There are no documents on money over 500 dollars, and money, on the contrary,
Is also them the customs officer it is necessary to you hardly will notice. "Superfluous" (with
The points of view of customs) the currency, which origin not
It is confirmed by any special documents, will arrest and
Will give or to you after returning, or to your authorised representative
At any moment. Just in case it is necessary to remember, that a period of storage
The withdrawn currency at customs - 2 months. After this time
Your money if behind them nobody comes, will pass in
The state property.
To avoid troubles, something follows the nobility. The first:
Problems with reception of inquiries are not present. They can be received, having bought
Currency in exchange office. This variant can become
Inconvenient if the currency at you already is, inquiries are not present, and to
Departure there was not enough time. In this case it is possible to open in
Any bank a currency bill and there and then to close it, having received the inquiry
For currency export.
Such inquiry within two years is valid.
But if you have decided to take out more than 10000 dollars, to you
The permission of the Central bank of Russia is required. To avoid visit
In department of Mr. Gerashchenko and even operations with opening-closing
Bills it is possible, having bought in bank traveller's cheques or having opened the international
Plastic card. One of their advantages that them is not necessary
To declare.
Besides, their owners receive variety as material,
And moral advantages. Besides variety of discounts at
Booking of hotels and air tickets, at rent of cars and
Etc. the owner of a plastic card automatically gets in
The civilised world where to go with packs of cash simply not
It is accepted.
Besides in the majority of the countries dollars have no such wide
Circulations as at us, and in the Samara banks with the big work it is possible
To buy, for example, Italian liras. Therefore, having arrived to any of
The European countries during week-end or in the evening, when all points of an exchange
Currencies are closed, it is possible to appear in rather unpleasant situation.
Advantage of plastic cards obviously: all of them
Multiple currency. That is to pay off with their help it is possible in any
To the world country even if at map opening in bank you have put on
The bill roubles.
There are all these advantages not too expensively. All depends from
Conditions on which the bank offers you a plastic card. Most
The widespread and inexpensive variant is or VISA Classic,
Or Eurocard/Mastercard Mass. Any of these maps in some
The Samara banks it is possible to open a minimum for 200 dollars. For these
You can open money VISA Classic or EC/MC mass in
Alpha bank and to use the program "the world map", which
Considerably will cut your expenses at bronirova - nii air tickets,
Hotels and rent of cars. Not less favourable conditions
Offers the Samara branch of Avtobank. Annual service
Plastic card here one of the cheapest also will manage in 20
Dollars, and an initial payment on a special card bill
Makes not less than 250 dollars, including 50 dollars
The insurance deposit which should remain on your bill
The inviolable. Approximately on the same conditions you can
To open VISA Classic or EC/MC mass in the Savings Bank. It will manage in
250 dollars. Is hardly more expensive, in 300 dollars, will manage VISA Classic
Or EC/MC mass from bank "Menatep St.-Petersburg".
Under such accessible tariffs to open VISA Classic or EC/MC mass
It is possible far not in all Samara banks. For example, to become
Owner VISA Classic or EC/MC mass from Gazbanka you can for
500 dollars, and annual service of your map will manage in 40
Dollars.
However expenses at plastic card purchase very quickly
Pay off those conveniences which become accessible them
To owners. And the above map level, the is more than advantages
And discounts it is possible to receive. So, owner VISA or EC/MC Gold, VISA
Platinum, American Express can count on service on
To the higher class in VIP-halls and decent discounts (to 50 %) on the goods
And services within the limits of international discount systems IAPA or
Countdown. However, to become the owner gold
Maps, it is necessary to lay out a minimum of 3000 dollars, platinum - 5000
Dollars. The most inexpensive variant of opening VISA or EC/MC Gold
Offers Alpha bank Council of Federation. For this purpose it is required to you 3000
Dollars, from them 110 will go on payment of annual service
The card bill and release of the map. Opening of the same map in
Gazbanke will manage already in 7000 dollars, and 2000 make
The insurance deposit. To become the owner credit-debetnoj maps VISA
Platinum from Alpha bank it is possible for 5000 dollars, having received thus
Credit limit from 2500 to 20000 dollars.
The most expensive product among plastic cards, which
Offer the Samara banks, it is possible to consider maps American Express
Gazbanka. To become owner American Express personal
(Or EC/MC mass), it is necessary to lay out analogue VISA Classic not less
15000 dollars and to pay 20 dollars of the monthly commission for
Transfers.
More elite variant American Express Platinum will cost
Already 45000 dollars, and its service will manage in 1050 dollars.
Thus level of service for owners American Express
Practically does not differ that owners can receive
Maps of other international payment systems.
However how plastic cards have been extended, leaving
Abroad, there is a sense to make secure: to take with itself co-ordinates
The manager and the certain sum of cash on the unforeseen
Case.
Irina Karaivanova.
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//* an information Source: the Samara review, 24.04.00
//* Reg. Nom. - 1100400045.68-------------------------------------------
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